Train-wrecks

Watching the stock market with wry amusement.  Might be even funnier if that wasn't our retirement fund making a swirling noise as it circles the toilet bowl . . .

Once upon a time, I worked as chief designer for a builder of panelized homes.  A large part of our market consisted of FmHA, HUD, and VA loan home-buyers.  Subsidized mortgages.  I recall telling the guys in the sales department that building houses for people who couldn't afford houses was not a good long-term business plan.  And son-of-a-bitch, the place eventually went bankrupt.  Having a thief for an owner didn't help, but the basic economics just didn't work.

And bankers used to be such cautious people.

Well, if you have any extra cash floating around, now would be a good time to buy.

Tuesday roadkill report

Up on the Kelly road, right on the double yellow line, yes, it's the famous Dead Skunk In The Middle Of the Road, renowned in fable and song.  Not, in this case, stinking to high heaven.  First skunk on that route this year, which I've been riding twice a week for about four months now.  Also, on Fern Street, a squashed muskrat where no muskrat has legitimate business.

Coolish this morning, waited for the sun to warm the world up to the mid 50s F before heading out on the bike.  Some more asters, some more leaves turning.  Starlings flocking up for fall.

15.25 miles, 1:06:45